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How Can I Maximize My Indiana Car Accident Settlement?

Feb 8, 2023 | Auto Accident


The first answer to this common question is to hire an Indiana personal injury lawyer to handle your case. The insurance company will undoubtedly have competent counsel actively protecting its interests. You should have access to the same level of legal representation. 

Pursuing maximum compensation in a settlement requires understanding what is and is not available to you. You must also keep apprised of what you can and cannot do in such a case. 

Understanding Compensation for Car Accident Victims in Indiana

Car accident victims in Indiana have the right to pursue compensation for economic and noneconomic damages. Economic damages include injuries with an easily assignable dollar amount. For example, your medical bills are economic damages. Conversely, noneconomic damages are more difficult to assign an exact dollar amount. For example, your pain and suffering are noneconomic damages. 

Examples of the available economic damages include the following:

· Medical bills

· Lost wages

· Lost-opportunity income

· Increased living costs

· Property damage

Examples of the available noneconomic damages include the following:

· Pain and suffering

· Loss of companionship

· Emotional distress

· Lost quality of life

To receive the maximum compensation to which you may be entitled, you must understand how these compensatory damages apply to your case and the amount of insurance available from the negligent driver’s insurance company. 

Common Mistakes After a Car Accident That Will Limit Your Settlement

If you suffered an injury in a car accident, avoiding the following mistakes will help ensure you receive a settlement offer with maximum compensation:

· Do not provide a recorded statement to the other insurance company. 

· Failing to follow your doctor’s advice can hurt your settlement. 

· Unexcused absences from work. If you miss work, document the reason and provide a note. 

Many clients ask, “How can I maximize my Indiana car accident settlement?” The first answer is to hire an experienced personal injury lawyer. The second answer is to avoid the pitfalls listed above. 

Steps To Take After a Car Accident To Maximize Your Settlement

Taking the following actions can help ensure you receive maximum compensation in your settlement:  

· Do not miss scheduled medical care or treatment.

· Follow your doctor’s advice to the letter.

· Neither underestimate nor exaggerate your injuries.

· Do not make statements concerning fault or injury without the advice of counsel.

· Do not speak to the other insurance agent without counsel.

· File a police report.

Following this simple advice will increase your chances of receiving maximum compensation for your injuries. 

How an Experienced Personal Injury Attorney Can Help You Receive Maximum Compensation

If you have been in an automobile accident in Indiana, you should speak to an experienced personal injury attorney at Stewart & Stewart Attorneys about your car accident case. 

An experienced Indiana personal injury lawyer will:

· Thoroughly investigate your accident

· Compile and document your damages

· Negotiate with the insurance company

· Represent you in court, if necessary

Also, remember that the other side’s insurance adjuster is not working to protect your interests. It is not uncommon to receive a lowball first offer as the insurance adjuster attempts to limit the company’s financial exposure. 

An experienced personal injury lawyer has the experience necessary to deal with the insurance company and ensure you receive maximum compensation in your car accident settlement.   

If you ask, “How can I maximize my Indiana car accident settlement?” you should hire an attorney. At Stewart & Stewart Attorneys, our experienced Indiana car accident lawyers can handle your entire car accident case while you focus on recovery. Your initial consultation is free; and there is no fee unless we win. Call us at (317) 537-9616.

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If you have been involved in an Indiana personal injury accident, contact us at Stewart & Stewart Attorneys. Our Indiana personal injury lawyers represent victims throughout the state, including Carmel and Anderson. We have also successfully advocated for clients throughout the area, including Fort Wayne, Gary, Indianapolis, South Bend. Complete a free online consultation form or call us at (800) 33-33-LAW!

Stewart & Stewart Attorneys have the knowledge and experience to defend your rights in the following areas of Indiana injury law: auto accident, brain injury, drug injury, defective product, fire and burn injury, insurance dispute, medical malpractice, motorcycle accident, nursing home abuse, slip and fall,  truck accident, workers’ compensation and wrongful death.