Generally speaking, social security disability is a type of benefit given by the Social Security Administration (SSA) that someone is entitled to based on their work record. If you’ve worked long enough for enough quarters prior to an injury or an illness that’s going to cause you to be unable to work for an extended period of time, at least 12 months, then you’re able to file for disability based on your work record.
Before you can begin to think about claiming social security benefits, you must ensure that you are qualified for these benefits. If you file a claim without all of your information, you could enter a long road of denials and end up never receiving social security, whether you deserve it or not.
To qualify for social security in Indiana, you must have one of the impairments listed by the SSA. Each year, the SSA will make small changes to this list, and in order to even think about applying, you first must make sure that your injury, illness or condition is on the list. Unfortunately, this list isn’t as easy as searching for your illness—in fact, many people find this list to be confusing and often, people are left unsure if they qualify or not. Instead of getting discouraged, speak with an attorney who can help you decipher whether your specific problem is included.
Once that is established, you will need to understand which type of disability you qualify for. There are two different types of social security disability, SSD and SSI. Both fall under the wing of the SSA, but each are different and enter into different acceptance piles. In short, SSD is the one you pay into when you’re working, and you qualify for it if you have worked full time for enough quarters. SSD usually results in higher monthly payments. If you have never worked full time (you worked part time or are a stay at home mom, for example) you will only be eligible for SSI, which is less per month and requires more eligibility to qualify.
After determining your type of social security, you will then work to build your personal case. This is a great time to have an attorney step in, as this step is extremely time-consuming and expensive. You will need to detail your entire medical history, get a doctor to confirm the condition you are applying for disability with and include all of your work history. One wrong piece of information will lead to your instant denial, and not having your full medical record will also cause you to be denied. An attorney can take over this burden for you, ensuring they get all your medical records for you and filed for you in the proper manner.
If you are seeking social security disability and want an experienced attorney on your side, contact Stewart & Stewart at 1-800-33-33-LAW or visit our website for more information.