Premises liability is a legal term that refers to injuries caused by unsafe conditions on someone else’s property. Most often these types of injuries are the result of negligence on the part of the property owner. For instance, if you are walking across a footbridge at a business and the bridge collapses, injuring you in the process, you might have a premises liability claim. One of the most common type of premises liability in Indiana are slip and fall accidents.
There are a number of situations where a premises liability accident can occur:
- Defective construction—Faulty wiring, broken stairs, and uneven floors create dangerous conditions and can lead to serious injuries or even death.
- Inadequate maintenance—It is the responsibility of property owners to ensure their properties are safe by removing potential safety hazards.
- Negligent security—Parking garages, swimming pools, and businesses in areas prone to crime should have adequate security to protect their guests and customers.
If you’ve been injured on someone else’s property, the first thing you should do is seek medical attention. Your wellbeing is most important, and it’s always a good idea to get checked out by a medical professional.
Secondly, make sure the accident is documented. Most businesses have a procedure in place for documenting accidents that occur on their property, but don’t assume that is the case. Write down your account of the events, take pictures, and secure the names and phone numbers of any witnesses to the event as soon as you are able.
Finally, call a lawyer before you sign anything from the property owner or their insurance company. A premises liability lawyer will work on your behalf to make sure the insurance company fairly compensates you for your injuries.