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Why Do Workers’ Compensation Claims Get Denied?

Feb 7, 2018 | Workers' Compensation

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Nearly all employers in Indiana are required to carry workers’ compensation insurance for their employees. The system is designed to cover workers when they get hurt on the job and can’t return to work for long periods of time.

To prevent the system from being abused, the Indiana workers’ compensation board makes it difficult to get approved, especially for people who don’t follow the state’s guidelines for applying for benefits or whose claims lack evidence and proof that their injuries are severe or happened at work.

Unfortunately, the difficult approval process means that many valid claims slip through the cracks and can get denied. Some of the most common reasons for claim denials include:

  • Delays in filing claims – Unlike personal injury claims, the amount of time you have to file a workers’ compensation claims is often measured in days, not years. When injured workers wait too long, they jeopardize their chances of getting benefits.
  • Employers disputing that injuries occurred at work – Workers who fail to tell their supervisors or managers about their injuries right away are more likely to get denied, especially if a formal injury report was never created. That gives their employers leeway to deny that their accidents ever happened.

Stewart & Stewart knows how difficult it is for injured workers to succeed when filing claims in a workers’ compensation system that seems rigged against them. Don’t be another statistic—our Indiana workers’ compensation attorneys know the system and how to maximize chances of success. Call today for a free consultation to get in touch with our experienced legal team.

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